Month: June 2019

How many are the notarial fees on a mortgage loan?

    In the process of acquiring a property it is necessary to calculate the notarial fees in a mortgage loan. It is estimated that these are around 7% of the value of the property, depending on the type of credit and the nature of the property, however this can be known exactly after the Read More

Commission for granting a loan – what is it and how much is it?

July 16, 2019 The commission for granting the loan is the basic fee charged by the bank. It applies not only to cash loans – it also accompanies mortgage loans. What are the other types of commission and can I find a loan offer without a commission? Check if you don’t want to pay a Read More

Car financing

WHO IS INTENDED FOR A CAR FINANCING? Your loyal but old car is too expensive to maintain for longer. Your family needs a second or third car. Your car is irreparably damaged after an accident. Now that the sun is up again, you are in the mood for a convertible. With all that snow you Read More

Credit margin – what is it? What determines the height?

May 23, 2019 The loan margin is part of the interest rate on the loan, including the mortgage rate. It is the bank’s real income from signing a bank loan agreement. In the banks’ offer, next to the loan with a low margin, we find a loan without a commission, but with a higher margin. Read More

Mortgage assignment – how to rewrite the loan?

May 21, 2019 Mortgage assignment is the most commonly used solution in the event of separation or divorce. Requires the consent of all parties to the loan. Also a bank, which must agree to change the borrower. The assignment may also relate to the transfer of rights from the insurance contract. The effect of signing Read More